Direct Deposit at Columbia University

Don’t be distracted the the direct deposit setup in SSOL, the one you want is the one at https://my.columbia.edu, it of course takes one cycle to get the data in the system, another to take effect and a third for good measure.  So six weeks after setting it up you may start getting paid through direct deposit.

Chase Visa Foreign Transaction Fee

Because I can’t find it readily, and in fact searching for it tells you that they have to tell you by law.  But anyways, computed from a recent transaction 3%.  The chase visa foreign transaction fee rate is 3%.  Not terrible but not great.

Dollar Savings Direct and Mint.com

So mint.com verges on being an incredibly useful tool.  However, it’s whole appeal is that you can see what all your finances are doing all in one place.  Of course, if you have 3 different bank accounts, or 4, or 5… And you can only add 2 of these, then it becomes a significantly less cool tool.  My problem is that I can’t even find DollarSavingsDirect to try to add it, which is strange, because there are a lot of people talking about using mint with their DollarSavingsDirect accounts.  I’m going to keep checking in occasionally, and this may be the bump that I needed to move my savings to a higher APY bank that is also listed by mint.  Interestingly Yodlee is also able to add two of my three bank accounts, but they’re a different two.  So clearly it’s possible to have all one’s transactions in one spot, it just seems people are botching it up.

Is Chase Going Downhill?

I’ve been a chase customer for a while now (credit card and checking account).  I’d like to think I’ve been a rather ideal customer, having paid off my credit card in full every month and sometimes carrying a rather decent (at least for a poor man) balance in my checking account.  Anyways chase has been sending me changes in credit card terms very frequently of late, which has led to me slacking off on reading them.  They finially slipped a change past me that affects me.  Namely my account now has a “Minimum Interest Charge” or a monthly fee of $1.50, I suppose if you already pay interest this makes no difference, but to me it’s nothing more than a fee.  Now it’s time to start looking for another credit card.  So annoying.

TD Bank will cash your coins

Update: As of 5/9/2010 TD bank charges a 6% fee to non-members.

If you live in NYC (or possibly other places), TD Bank will cash your coins without charging commission (though I did end up losing 4 percent because the machine weirded out on me).  They certainly seem to be the most convenient bank, only thing is it’s nice to get a good rate as well.  Nonetheless they’d be on my list of “to considers”, right now I like chase’s rewards card, seems to accumulate rewards money faster than any other account I know of.